Privacy Policy

(Revised as of September 17, 2025)

Introduction

QFS (“We” or “Us”) respect your privacy and is committed to protecting it through compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you access our Quantum Financial System (“QFS”) platform, digital asset services, or any associated applications, portals, or landing pages (collectively referred to as the “Platform”), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

  • On this Platform
  • In telegram, encrypted messaging, blockchain-integrated communications, or other electronic messages between you and this Platform
  • When you interact with decentralized applications (dApps), wallet integrations, or third-party services connected to QFS

This policy does not apply to information collected:

  • Offline or through unrelated services
  • By third-party blockchain networks or wallet providers not controlled by us

By accessing or using this Platform, you agree to this Privacy Policy. If you do not agree, you should not use the Platform.

Children Under the Age of 18

The QFS Platform is not intended for individuals under 18 years of age. We do not knowingly collect personal information from anyone under 18.

If we become aware that we have collected personal data from a minor, we will delete it promptly.

Digital Asset Scope (XRP & XLM)

Our Platform is designed to facilitate access to and interaction with digital financial infrastructure, including but not limited to:

  • XRP-based liquidity systems
  • XLM-based settlement and transfer systems
  • QFS-integrated digital asset services

We do not custody user-owned digital assets unless explicitly stated. Users maintain control through their own wallets or authorized custodial integrations.

Information We Collect About You

1. Personal Information

  • Name
  • Email address
  • Phone number
  • Wallet addresses (XRP Ledger, Stellar network, etc.)
  • Identity verification data (if required for compliance)

2. Non-Personal Information

  • Device and browser data
  • IP address
  • Usage patterns
  • Blockchain transaction metadata (publicly available)

3. Financial & Digital Asset Data

  • Wallet interactions
  • Transaction history (on-chain)
  • Asset preferences (XRP, XLM, etc.)

How We Collect Information

  • Directly from you (support requests)
  • Automatically (cookies, blockchain analytics, session tracking)
  • From third-party integrations (wallet providers, compliance partners)

Blockchain Transparency Notice

Due to the nature of blockchain technology:

  • Transactions involving XRP and XLM are publicly recorded on their respective ledgers
  • We do not control or alter blockchain data
  • Wallet addresses may be linked to activity but not directly to identity unless voluntarily provided

Payments & Digital Transactions

All transactions on the Platform are conducted via:

  • XRP Ledger
  • Stellar Network (XLM)
  • Approved QFS-compatible payment rails

We do not store private keys or full wallet credentials.

Users are responsible for securing their wallets.

Automatic Data Collection Technologies

We may use:

  • Cookies
  • Web beacons
  • Session tracking
  • Blockchain analytics tools

These help us:

  • Improve platform performance
  • Enhance security monitoring
  • Detect fraudulent or suspicious activity
  • Personalize user experience

How We Use Your Information

We use collected data to:

  • Provide access to QFS-based services
  • Facilitate XRP and XLM transactions
  • Verify identity where required
  • Maintain platform security
  • Communicate updates and system notices
  • Prevent fraud and unauthorized activity

We do not sell your personal data.

Data Security

We implement:

  • End-to-end encryption
  • Secure servers and firewalls
  • Blockchain-integrated verification systems
  • Multi-layer authentication protocols

However, Users should still be responsible for safeguarding:

  • Private keys
  • Wallet access credentials

Your Rights & Choices

You may:

  • Request access to your data
  • Request correction or deletion (where applicable)
  • Disconnect wallets from the Platform
  • Opt out of communications

Note: Blockchain data cannot be deleted due to its immutable nature.

State Privacy Rights (U.S.)

Residents of certain states (California, Colorado, Virginia, etc.) may have additional rights, including:

  • Access to collected data
  • Deletion requests
  • Opt-out of certain data uses

To exercise rights, contact us through the Platform.

GDPR (For International Users)

If you are in the EEA, you have rights to:

  • Access, correct, or delete your data
  • Restrict or object to processing
  • Data portability
  • Withdraw consent

Third-Party Services

Our Platform may integrate with:

  • Digital wallets
  • Blockchain explorers
  • Analytics providers

We are not responsible for third-party privacy practices.

Changes to This Privacy Policy

We may update this policy periodically. Updates will be posted on this page with a revised date. Continued use of the Platform constitutes acceptance of those changes.

Contact Information

For questions regarding this Privacy Policy or your data: Use the secure messaging or chat feature within the Platform.

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