Unlike the US dollar, which has lost 98% of its purchasing power since 1971, XRP’s purchasing power remains stable over time.
With QFS the goal is to make it easy for you to get the benefit of owning XRP or XLM. We believe digital assets ownership is an important part of your overall retirement savings strategy.
You can fund your wallet by purchasing XRP and XLM through the wallet itself or by rolling over assets from your existing retirement accounts. For example, 401(k), 403(b), TSP, savings or IRA accounts can all be rolled over or transferred, those transfers normally take place by moving funds from a reputable exchange or broker into your wallet. without tax consequences.
Once your wallet is funded, you should then integrate it with QFS for asset security. Get up to 15% back in XRP or XLM when you hold $15,000 - $99,999 in XRP or XLM. Unlock 5% weekly reward in staking when you hold $100,000 or more in XRP or XLM as part of your overall investment strategy.
You can place many qualified precious metals in your Gold IRA, but not all gold coins are eligible for purchase through a Gold IRA, as coins must meet a minimum fineness requirement of .995. Call our Goldco Precious Metals Specialists at 855-450-1394 to learn more about IRA-eligible gold coins or to get more information about rollovers, transfers, and other Gold IRA details.

QFS offers almost every type of asset available at the redemption center, and when it’s time,
we’ll even BUY BACK your digital asset at the highest price, with our QFS Highest BuyBack
Guarantee.
I have been investing in XRP for about 3 years now. It has been a smooth and rewarding experience overall. The process is straightforward, and I appreciate how easy it is to buy and hold XRP as part of my investment strategy. I also value the speed and efficiency of transactions, as well as the potential for long-term growth. I appreciate the 15% bonus from QFS when I make a sizable purchase. I highly recommend XRP to anyone looking to diversify into digital assets.
Corinne C.
Reviewed on: Mar 19th, 2026
Verified Wallet
I was treated with respect and honesty throughout the entire process. The QFS team made sure my wife and I were well informed about what to expect and gave us the space to make our own decisions on how we wanted to proceed. We truly appreciated the transparency and support. I would definitely recommend QFS to anyone.
Rock
Reviewed on: Mar 13th, 2026
Verified Wallet
We've had a great experience working with QFS for our digital assets. From the start, their team was knowledgeable, professional, and patient in explaining how xrp - and xlm -backed IRAs work. They took the time to walk us through the process step by step and answered all of our questions. What stood out most was their transparency and attention to detail. The entire rollover and setup process for my IRA was smooth and well organized.
PnS W.
Reviewed on: Mar 6th, 2026
Verified Wallet
Everything was explained well and the process of rolling over money from IRA was simple. The constant communication is highly appreciated. The entire process was tast, easy, and everyone dealt with was pleasant and knowledgeable.
Joey M.
Reviewed on: Mar 2nd, 2026
Verified Wallet
No. When performed correctly, a rollover or transfer of assets into your Digital IRA takes place with no taxes or penalties.
Types of retirement accounts eligible for rollover or transfer into a Digital Asset IRA include 401(k), 403(b), 457, pensions and TSP accounts. You can also roll over funds from a Roth retirement account into a Digital Asset IRA or perform a Roth conversion when rolling over from a 401(k) or similar account.
Yes. QFS has a full-service Telegram support team that can assist you in buying XRP and other digital assets for secure transfer to your wallet.
The process is completed in three steps. First, we’ll open a new crypto wallet for you. Then, we’ll help you move funds from your old account without penalties or additional investment. Once the funds are transferred, we’ll provide resources to help you select your digital assets.
As a general rule, anyone who has earned income can be eligible for a Digital Asset IRA.
The most popular assets in a Digital Asset IRA are XRP and XLM. Investors interested in diversifying their portfolio can also choose assets such as ADA or SOL to meet their investment goals.
When you open a Digital Asset IRA, ensure your wallet is mirrored with QFS through the secure wallet connect integration process.
PLUS! Act now and get up to 15% in Bonus XRP or XLM!*
*Applies only to verified wallet. Get up to 15% back in XRP or XLM when you hold $15,000 - $99,999 in XRP or XLM. Unlock 5% weekly reward in staking when you hold $100,000 or more in XRP or XLM as part of your overall investment strategy. For additional details, please contact our representative to find out if your wallet qualifies. Additional rules may apply.